You, Your Investments, and Presidential Elections
Since 2020 hasn’t been fun enough, let’s add a presidential election to the mix. Who will be our next president, and how will the markets react either way?
Family Wealth
Bond Investing Is Trickier Than You’d Think
Most investment portfolios include a mix of equity (stocks) and fixed income (bonds/cash equivalents). The goal is to maintain a consistent, appropriate balance between them, through good times and bad. But for your fixed income, is one “safe and secure” investment as good as the next? Decidedly not.
Should you trust your gut when it comes to investing?
Do you sometimes believe you “just know” which direction the stock market is about to head? Do you sometimes rely on gut instincts to make investment decisions?
What is sequence risk and how might it impact your retirement planning?
What is sequence risk? It’s the risk you’ll encounter rough markets with negative investment returns when you first retire. This can have a significant impact on your ability to spend during the rest of your retirement years.
The Saver’s Tax Credit: Nice To Know About, Although Few Do
Have you heard of the “Saver’s Credit”? It’s existed since 2001, but if it’s news to you, you’re not alone.
The Disconnect Between Stock Market Performance and Coronavirus Cases
As we write this piece, U.S. coronavirus cases keep hitting new daily highs, even as popular U.S. stock market indexes have closed many of these same days higher. Most indices are substantially higher than their late-March lows. How is this so? Is there a disconnect between the stock market and the case count?
When mortgage rates are low, should you refinance? Part 3: A Few Final Considerations
In Part 1 and Part 2 of this series, I covered six key factors to help you decide whether and how to refinance your mortgage to a lower rate. Today, we’ll wrap with three more.
When mortgage rates are low, should you refinance? Part 2: Additional Considerations
In my last piece , I covered three key factors to help you decide whether and how to refinance your mortgage to a lower rate. Today, we’ll cover three more.
When mortgage rates are low, should you refinance? Part 1: The basics
As I draft today’s post, mortgage rates aren’t the lowest ever, but they’re low enough to leave many homeowners wondering whether to refinance to the lower rate.
